Debit Rs590 by IDBI bank

IDBI Bank debited money without reason.from my account they deduct total 12 times Rs.590(590*12=Rs.7080.IDBI bank is Big Fraud Bank.if we call them they told me go to Home branch and talk with manager after visit bank manager told me this Deduct amount reason you kept insufficient balance thats why bank cut the money.if you miss one emi they cut the money more then 100 times like this he told me and clear he told i cant refund your money.@IDBI bank Fraud bank.

ach-rtn charges unnessary debit my account

Cust iD-97930548.
Ac no – 1938104000099679.
IFSC CODE -IBKL0001938.
Name – Naveen Kumar B N.

Hello sir ,good morning i am Naveen Kumar B N ,Dear sir ,Ach -RTN 590 2 times charge as been deducted my account .i had the sufficient fund for loan repayment ,still loan check was bounced and bank was charged me 590 2 times ,which is unethical and not as per RBI guidelines ,hence requesting idbi bank to reverse immediately reverse the charges at the earliest.