Navi loan app calling our contact list and harassing

Navi loan app calling our contact list and harassing
I have taken loan when I was working but due to layoff i lost my job , somehow i am trying to pay their emi but from the last emi i am unable to pay their emi. After that they started abusing me and my relatives, calling and harassing my mother for the same .Please look into this

Navi loan app calling our contact list and harassing

Myntra credit expired without intimation

Myntra credit expired without intimation
I have lost around INR 3500/- to Myntra credit. As per their policy credit gets expired within an year but there should be an intimation via email or msg. They keep sending other useless notifications then why not something which is important from consumer point of view? I seek support to get back my money.

Myntra credit expired without intimation

Navi loan app calling our contact list and harassing

Navi loan app calling our contact list and harassing
Navi website has no contact information. They have no phone or email listed there. Also the office address they show in the website is already closed.
Navi copies our contact list from our phone and stores in their server. If you miss an EMI the you will start getting calls from third party collection agents. They also call your contacts and harass them. They also send you morphed videos to your phone and harass them. This is the experience of me and my friends.
Beware of all these things when you take a loan from Navi. They are worse than chinese apps in harassment.

Navi loan app calling our contact list and harassing

Neither product delivered nor refund given by pohunch.com

Neither product delivered nor refund given by pohunch.com
I have ordered 2 Colgate diabetic toothpastes in pohunch.com on 11.11.2023 and paid Rs.224 online for the said products vide order no. 98779. However, neither acknowledgement receipt of the payment was given nor any SMS was sent by them. Further, neither the products have been delivered till date nor any refund was given for non delivery. I have contacted pohunch.com through the WhatsApp number provided in their website but they have not replied anything. It seems that the entire case is fraud and I want the money back urgently.

Neither product delivered nor refund given by pohunch.com