₹295 Debited from IOB

₹295 Debited from IOB
Today I get message from IOB which says ₹295 debited from your account. I’m a student my family is average middle class family and I can’t take this easy because this 200 is very mean to me. I need to get train season pass in this amount but now its taken by the bank for some reason I know why.

₹295 Debited from IOB