₹295 got debited from my IOB account

₹295 got debited from my IOB account
Recently, I got a message from IOB stating that 295 rupees debited from my bank account, why should they debit my money, I haven’t got any clear idea of the deduction. Kindly check and process for refund or Please do brief me about the deduction.

₹295 got debited from my IOB account

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